1. Age Requirement: Applicants should be within the age range specified by Shivay Financial Consultants, typically between 21 and 65 years.

2. Income: The applicant's monthly or annual income is a crucial factor. People Grow Financial Solutions may have a minimum income requirement for Home Loan eligibility.

3. Credit Score: A satisfactory credit score is essential. Typically, a credit score of a certain threshold, such as 750 and above, may be preferred.

4. Employment Type: The nature of employment, whether salaried or self-employed, may be considered in the eligibility criteria.

5. Collateral Security: The availability of collateral or security for the loan may be required, depending on People Grow Financial Solutions' policies.

6. Margin Requirements: The loan-to-value ratio or the margin required for the loan amount in relation to the property value may be a determining factor.

6. Margin Requirements: The loan-to-value ratio or the margin required for the loan amount in relation to the property value may be a determining factor.

7. Assets and Liabilities: A thorough evaluation of the applicant's assets, liabilities, and overall financial stability may be considered.

8. Occupation Stability: The stability and continuity of the applicant's occupation or business may be assessed.

9. Residency Status: Shivay Financial Consultants may specify the eligibility criteria based on residency status, distinguishing between Resident Indians and non-resident Indians.

It's important for prospective borrowers to directly check with Shivay Financial Consultants or visit our official website for the most accurate and up-to-date information on Home Loan eligibility criteria. Additionally, applicants may inquire about any specific documents required during the application process and other terms and conditions associated with Home Loan approval from People Grow Financial Solutions.